To get insurance coverage for Standard Manual Wheelchairs, your insurance provider must determine you have a "medical necessity" for the equipment. This means you must have a condition that requires the equipment to prevent, diagnose, or treat and illness or injury; such as, you are unable to accomplish daily living activities in a safe and timely manner in your home without the aid of a Standard Manual Wheelchair. This includes ruling out ambulating unassisted, using a cane or walker, and that you have sufficient upper body strength to self-propel in a Standard Manual Wheelchair.

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